Having a disability can create many difficulties – not the least of which are financial. If you have a disability, you may be receiving or in the process of pursuing disability benefits. Understandably, those benefits might be of tremendous financial importance while you’re unable to work.
You may be wondering when you will receive your Social Security disability check each month. That’s an important and reasonable question to ask. The answer to the question will ultimately depend upon the type of benefits you receive. Let’s take a closer look at each type of disability benefit and the typical timeline for payment.
Social Security Disability Insurance Benefits
Social Security Disability Insurance benefits, or SSDI benefits for short, are benefits that the Social Security Administration pays to individuals who meet the following conditions:
- The individual has a qualifying disability: To receive SSDI benefits, an individual must be able to establish that they have a qualifying medical disability in the eyes of the Social Security Administration. To make this determination, the Social Security Administration will often consult what is known as its “Blue Book.” The Blue Book is a listing of qualifying disabilities and their accompanying symptoms. An applicant will need to establish, through sufficient medical proof, that they have one of these conditions or another, which rises to the level of being disabling.
- The disability has rendered the individual unable to work: While many conditions may be difficult, uncomfortable, or inconvenient, in order to receive disability benefits from the Social Security Administration, the condition must render the individual unable to work for a period of at least one continuous calendar year or more.
- The individual is “insured”: To be “insured” in the eyes of the Social Security Administration, an individual must have worked a qualifying job through which they paid a portion of their salary into the Social Security system for a sufficient length of time.
If an individual meets the preceding criteria, they may qualify for SSDI benefits. Monthly payment amounts will not depend on your particular condition but on your work and salary history.
Concerning the date that benefits will be paid, if you began receiving SSDI benefits after 1997, the date you receive your payment will depend upon your birthday. Typically, payments are made as follows:
- If the recipient’s birthday falls on the 1st through the 10th of the month, the SSDI check or direct deposit will arrive on the second Wednesday of each month.
- If the recipient’s birthday falls on the 11th through the 20th of the month, the SSDI check or direct deposit will arrive on the third Wednesday of each month.
- If the recipient’s birthday is on the 21st through the 31st of the month, the SSDI check or direct deposit will arrive on the fourth Wednesday of each month.
Individuals who receive benefits based on their spouse’s or parent’s work record will be paid based on the spouse’s or parent’s birthdate.
Supplemental Security Income Benefits
Supplemental Security Income or SSI benefits are like SSDI benefits in some respects. As is the case with SSDI benefits, those who receive SSI benefits must be able to establish that they have a qualifying medical condition that has rendered them disabled for one year or more. Unlike the case with SSDI benefits, however, an individual does not need to be “insured” to receive SSI benefits. Instead, SSI benefits are awarded in cases where recipients have income and resources below a certain level established by the Social Security Administration.
Like SSDI benefits, the amount of SSI benefits paid is not dependent upon the particular condition in question but rather upon the individual’s financial status and history. SSI benefits are typically paid on the first day of each month. If the first day falls on a weekend, the payment will be made on the Friday before the first day of the month.
Regardless of whether you believe you may qualify for SSDI or SSI benefits, or even a combination of both, it will be important to thoroughly understand the qualifying conditions for each and how to put your best foot forward in pursuing a claim. At Liner Legal, we’re here to help.
Liner Legal – Your Disability Benefits Attorneys
If you’re struggling with a disability, your monthly Social Security check is likely of vital financial importance. When you’re unable to work as you usually would to provide for yourself and your family, regular disability payments can be an important source of stability. At Liner Legal, we understand that. That’s why we’re passionate about helping our clients fight for the disability benefits they need and deserve. We’ll continuously pursue the best legal strategies on your behalf and guide you through the process with the knowledge and experience you need on your side. If you’re ready to get started, give us a call today. We look forward to speaking with you soon.