Are you living with a physical or mental health impairment that is interfering with your ability to work? Are you at the end of the ropes at your job, or have you even recently stopped working due to a disability? If you have a physical or mental health issue that will keep you from working for a year or more, then you may be eligible for Social Security disability. Not being able to work and afford basic necessities for you and your family is a scary concept. We are here to help. There are two main programs under Social Security Disability. They are:
- Social Security Disability Insurance: These benefits are paid to individuals who have worked and paid into the Social Security system. In general, an employee must have worked five out of the last ten years immediately prior to the onset of disability to be eligible.
- Supplemental Security Income: This program is need-based, and to be eligible for it there are income and resource limitations. An individual must have little to no income, as well as few assets.