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Make Life Easier After Being Injured at Work

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Make Life Easier After Being Injured at Work

June 14th, 2017 by

If you have been injured on the job, you most likely qualify for workers’ compensation insurance. Most employees are eligible for these benefits. The insurance covers you while you are not able to work. It provides an income for you and for your family while you cannot work.

workers compensation law firm

If you have applied for workers’ compensation, or if you have thought about applying, it is recommended that you acquire representation from a lawyer. A workers’ compensation law firm can assist you with retrieving the benefits you deserve. They will walk you through the entire process of the application while providing you with valuable information regarding your claim. Often times, you are not obligated to pay them until your case is won.

There are many necessary documents, as well as other evidence that is required to file a workers’ compensation claim. Your lawyer will make sure that you have all of the necessary documents. They will make sure that your claim is handled as quickly as possible to get you the benefits you need to continue living.

Have you been denied workers’ compensation? A workers’ compensation law firm can assist you with appealing your denied claim. Denied claims are appealed and won all of the time, with the right representation of course. All you need is representation from a knowledgeable attorney to guide you through the appeal process. They will ensure that your claim gets the attention it deserves.

Your workers’ compensation lawyer will ensure that the settlement you receive is right for you. Insurance companies often attempt to undercut people to save them money. Your lawyer is there to fight on your behalf and to get you the fair amount for your injury and lost wages. They will work hard to get you the money to cover your lost wages, medical bills, and any other lost income.

The lawyer works hard to protect you from the insurance company and from your employer. The attorney is experienced and can defend you against any retaliation your employer may threaten you with, such as a pay cut, or even being fired. They also protect you from being underpaid by the insurance company.

Workers’ Compensation Death Benefits
If you are the dependent of a loved one who was killed during a work-related incident, you may qualify for workers’ compensation death benefits. There are survivor benefits within workers’ compensation insurance, specifically for dependents of someone killed on the job.

It is recommended that you invest in a lawyer. They will ensure that you and your family get what you need during this tragic time in your life. You will not need to do the footwork, but allow the attorney to work for you while you dedicate time to your mourning family.

A workers compensation lawyer will greatly benefit you during difficult times of not working due to work-related traumas. Having representation gives you peace-of-mind, while allowing you to focus on providing for your family. Contact a lawyer today to ensure you get the help that you need.

Social Security Disability Compensation: What Is Your Benefit Amount Based On?

April 27th, 2017 by

The first hurdle for many people seeking Social Security disability benefits is simply receiving approval for their claim. But once you have that notice from the Social Security Administration letting you know that you’ll finally be getting the compensation you’ve been asking for, the question is how much.

Social Security Disability Compensation

Social Security Disability Insurance, or SSDI, payouts are based on a number of factors, but most strongly upon the number of years you worked and paid into the Social Security system (through taxes). The amount you can get each month ranges between $700 and $2,687, while the 2017 average is $1,171. To predict where you fall on this scale, start by looking at what the SSA calls your “covered earnings,” which is the total amount of income that you paid taxes on over the years.

Therefore, if you are older (and thus most likely worked for a greater number of years before you became disabled), you can expect to get a higher monthly payout than someone who only worked in the system for a few years. This also means that if you held a higher-paying job before you became disabled, you will get greater SSDI benefits than someone who worked a low-paying job and thus paid fewer taxes.

Based on several numbers, including your average monthly taxed earnings over a certain time period, a formula is applied that allows the SSA to determine how much you should receive in disability benefits.

Several factors restrict how much money you can get from SSDI. You cannot make more than 80 percent of the average amount that you earned before you applied for benefits, which means that your SSDI payouts will be capped once they hit that mark. Furthermore, government-regulated benefits — such as worker’s compensation — can also reduce your SSDI payouts, as the SSA will consider this an additional source of income that should affect how much you get in SSDI benefits. However, other forms of compensation — such as SSI and VA benefits — will not affect your SSDI payouts, as SSI is need-based and thus separate from the more general SSDI, and VA benefits are given as an entitlement to veterans.

The Two Categories of Eligibility for Disability Benefits in Ohio

April 20th, 2017 by

Living with a disability that makes it difficult or impossible to work can be a frustrating experience. Thankfully, many people who find themselves in this position are eligible to receive disability benefits through the Social Security Administration (SSA). Since there are many different ailments or conditions that can make someone eligible for these benefits, they have been broken into two main categories: physical and mental. Following is a brief overview of these categories.

Eligibility for Disability Benefits in Ohio

Physical conditions
Physical ailments can be easily defined as those that affect the human body. They can have outward appearances such as the loss of a limb or they can be internal such as cancer or other serious illnesses. Some illnesses that qualify under this category include, but are not limited to:

  • Back injury
  • Blindness
  • Hearing loss
  • Joint dysfunctions (arthritis)
  • Asthma
  • Certain skin disorders
  • Endocrine disorders

Mental conditions
Mental ailments are a bit more difficult to discern. These conditions can be defined as those that affect the mind rather than the body. These conditions often do not have any outwardly defining characteristics, so they can be difficult to diagnose and even harder to prove. However, those who suffer from this type of ailment are no less deserving of disability benefits. Some illnesses that qualify under this category include, but are not limited to:

  • Schizophrenia
  • Bipolar disorder
  • Autism
  • Anxiety-related disorders
  • Pervasive developmental disorders
  • Traumatic brain injury

Some people who may qualify for benefits due to a more severe mental condition may need a legal guardian to help them through the application process. Also, applicants will have to prove that their condition is so disabling that they cannot perform the types of jobs that only require unskilled labor.

Functional capacity examination
Regardless of your condition, to qualify for disability benefits the state of Ohio requires you to have a functional capacity examination. This test helps the SSA determine if you are capable of any useful work or if the condition has become too debilitating. During this test, a representative from the SSA will look at your mental and physical capabilities and the effects on your ability to work.

If you or someone you love may be eligible for disability benefits through one of these categories, your first step should be to talk to a disability lawyer who can help you through the process. The staff at Liner Legal is experienced and dedicated to helping people get the benefits to which they are entitled. Call us today to see how we can help you.

5 Reasons You Could Be Denied a Social Security Disability Appeal

April 19th, 2017 by

For the over 60 percent of people whose Social Security disability claims are initially denied, the lengthy appeals process provides a number of second chances to receive the benefits they need. A second read-through is often just what your application needs in order to be accepted, and even more frequently, an appeals hearing is more likely to end with a favorable decision than either of the previous two claim reviews. However, it’s also true that many appeals are denied — and in order to know to win them, it is important to understand why this is the case. Here are five reasons you could be denied a Social Security disability appeal:

Denied Social Security Disability Appeal

1. Incorrect paperwork.
Believe it or not, many cases are simply dismissed because the claimant forgot to include a crucial document or wrote his or her name down improperly on the form. That’s why it’s so crucial to speak to an attorney and have him or her look over your appeals claim before you submit it, so that you can be sure that you have made no mistakes.

2. Lack of evidence.
Sometimes, a Request for Reconsideration simply does not contain the necessary evidence in order to convince a reviewer that you deserve another shot at receiving benefits. Make sure that you have included documents from all medical facilities, treatment centers, or hospitals you have stayed at or worked with — this will help pad your case with evidence in your favor.

3. The appeal doesn’t show how you were wronged.
If you are appealing the result of a hearing, you have to show how the original judge who made the decision either did not do his or her job properly or missed a crucial piece of evidence. Otherwise, the initial decision of the judge will stand.

4. The appeal doesn’t introduce new evidence.
One of the main reasons appeals claims are accepted is if they bring up new evidence that wasn’t presented in the initial claim — which is often a game changer for those looking over your case. However, if no new evidence is present, reviewers might just come to the same conclusion as those who initially looked over your claim.

5. You are not reachable.
The SSA often needs to get in contact with you during the review process. If you cannot be reached or do not get back to them in time, chances are your appeal will be denied.

What Kind of Experience Should Your SSI Benefits Lawyer Have?

April 17th, 2017 by

Although you are not required to use a disability lawyer when you apply for benefits, it is a wise idea. The simple fact that you have a lawyer can increase the odds of winning your case. However, you should not hire just any lawyer. You want to make sure you have one that is knowledgeable and experienced in disability law. Here are some factors to consider when you are looking to hire a disability lawyer.

What Kind of Experience Does Your SSI Benefits Lawyer Have

Does your attorney understand your situation?
You need to make sure your attorney has experience in arguing cases for other people who have the same condition as you. Although every case is different, you are bound to have some similarities with others who suffer from the same ailments. So, choosing an attorney who is familiar with trying these cases is helpful, as it will help him or her tell your story more accurately and completely.

Use a disability lawyer
The legal field is incredibly expansive. Therefore, when attorneys begin to practice their profession they choose a specific area in which to specialize. Although a family or personal injury lawyer is legally allowed to represent you in court, you should hire an attorney who specializes in disability cases. Disability lawyers have a much greater understanding of disability laws than other types of attorneys do. So, they will be able to represent you in a more complete and helpful manner.

A disability lawyer can assist your medical providers
One of the most important aspects of your disability claim is the information that is provided by your doctors and other medical providers. Often, physicians and their staff are too busy to take an adequate amount of time to help you compile the information for your case. This is where a disability lawyer can step in. An experienced disability lawyer can help your doctor focus on the exact information the judge will need to help decide your case; thus, saving everyone time and effort.

Can your attorney give your case the attention it needs?
Thousands of people apply for disability benefits every year, and many of them hire lawyers to help them through the process. Therefore, many disability lawyers are too busy and cannot give each case the necessary time and attention it needs. Make sure the attorney you hire does not have an overload of work that will prevent him or her from dedicating the right amount of time to your case.

If you want an experienced and knowledgeable disability attorney to help win your case, contact Liner Legal today. We can help you get the benefits you deserve.

How Much Social Security Disability Compensation Can You Expect to Receive?

April 12th, 2017 by

Social Security disability payments can be a great help for people who are struggling to pay for their healthcare expenses and cover their basic cost of living after they have been injured and can no longer work. However, there’s more to the system than just “free money” — and the amount each person can receive actually differs from year to year based on a number of factors such as income, type of disability and age. If you are considering applying for any type of Social Security disability benefits, it’s important to know how much compensation you can expect to receive so that you can plan accordingly.

Social Security Disability Compensation

Social Security Disability Insurance, or SSDI, paid an average of $1,171 per month in 2017, but the actual amount that people get ranges between $700 and $1,700. Some recipients can earn up to $2,639 per month, which means the range of possibilities is pretty large — so how can you know what you can expect to receive? The Social Security Administration looks at several factors when deciding how much money to grant, starting with what benefits you qualify.

For example, if you are also receiving disability payments from another source — such as SSI, or Supplemental Security Income — you may receive less from SSDI as a result. How long you have worked in the United States, as well as the number of years you have paid taxes and the number of dependents you have, are also considered and can affect your benefits. Each year, take a look at the SSA’s Social Security Statement to find out exactly what kinds of benefits are offered to people who became disabled that year.

For SSI, the maximum monthly amounts in 2017 were capped at $735 for individuals and $1,103 for couples (where just the individual is on disability). SSI is only offered to low-income individuals, and requires a different application process than SSDI, but it can provide much needed extra funds in case SSDI falls short. SSI benefits are also affected by factors such as monthly countable income, which is a resource (such as food stamps) that you can use for basic living requirements such as food and shelter. Countable income is subtracted from your SSI payment.