Contact Info
Contact Info
4269 Pearl Road, Suite 104 Cleveland, OH 44109
(216) 282-1773
Long-Term Disability (LTD)-Get the Benefits You Deserve
No one plans to be out of work due to an illness or injury, but when life takes an unexpected turn, Long Term Disability (LTD) insurance can be a financial lifeline. LTD benefits can replace 50-80% of your income, helping you cover everyday expenses like rent, groceries, and medical bills. But here’s the catch insurance companies don’t make it easy to get the benefits you’re owed.
That’s where Liner Legal comes in. We specialize in helping people just like you navigate the tricky world of LTD claims. Whether you’re applying for the first time, dealing with a denial, or stuck in frustrating delays, we’re here to fight for you.
How Does LTD Work?
LTD benefits kick in after a waiting period (usually 3-6 months after your disability starts). They can last for years or even until retirement, depending on your policy. But insurance companies often:
Deny valid claims without reason
Delay payments for months
Demand excessive paperwork to wear you down
Common LTD Conditions We Help With:
- Chronic illnesses (MS, cancer, Crohn’s, arthritis)
- Serious injuries (back pain, spinal cord damage, joint disorders, cardiovascular)
- Mental health conditions (depression, anxiety, PTSD)
- Neurological issues (migraines, epilepsy, stroke effects)
Why Choose Liner Legal?
We handle the paperwork
We fight insurance companies
We don’t get paid unless you do
LTD claims are complicated, but you don’t have to go through this alone. Call us today for a free consultation, and let’s get to work on getting you the benefits you deserve!