Common Questions About Workers’ Compensation and State Disability Benefits for Injured Workers
Workers’ compensation has deemed me to be permanently and totally disabled, why do I not receive benefits from the SSA automatically?
Can you receive SSD and workers’ compensation benefits together?
Yes, but you are prohibited from receiving more than 80% of what you earned before you became disabled. This limitation applies to a combination of SSD and workers’ compensation.
For example, if you earned $25,000 per year when you were injured at work. An 80% earnings limit would put you at a maximum benefit of $20,000 per year.
Workers’ compensation already pays you a maximum of $20,800 per year – averaging $400 per week. In this case, you would already reach cap; therefore, you cannot receive SSD.
Using that same example, workers’ compensation is only paying $300 per week, which gives you $15,600 per year. Therefore, SSD could pay the remaining $4,400 per year, but no more.
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